When you are searching for a quality, dependable used car but you have a less than perfect credit rating, obtaining financing for your purchase may seem like a challenge. Here at Danville Toyota, our finance department is here to assist car shoppers in your situation with bad credit auto financing solutions.
Our full-service Toyota dealership's finance staff in Danville, VA is here to work with car buyers of all credit levels and financial backgrounds. We proudly offer alternative financing packages to meet the varied needs of car shoppers throughout the local communities of Lynchburg, Martinsville and beyond.
With our standard online auto loan application, you can send your secure credit details to our finance team for review. Let's review the steps you can take now to apply for financing when you have less than perfect credit.
Remember, our finance experts are here to work with car buyers of all credit scores, so we encourage even those with less than perfect credit to apply!
If your credit score has been damaged as of late or has been low for quite some time, your solution may be sub-prime auto loans from a dedicated finance department like the one here at Danville Toyota.
While your poor credit rating is certainly taken into account when you apply for alternative financing options, our helpful finance staff will consider other factors when you apply, too. For instance, we'll look into your debt-to-income ratio, your detailed credit history, as well as the total loan amount you are seeking, factoring in your available down payment and any vehicle trade you may have.
Our finance professionals have helped car buyers with the following financial issues find alternate financing car loan options:
So if you possess a less than stellar credit history, you can see that you still have options for financing your used car purchase when you shop here at Danville Toyota!
Whether you are searching for a late-model used Toyota car, SUV or pickup or a pre-owned vehicle of another make, you can likely find your car of choice at Danville Toyota. Our dealership in Danville, VA stocks a strong selection of used cars for sale that Lynchburg and Collinsville, VA area drivers with less than perfect credit can explore.
The used car sales and finance staff here look forward to assisting you with your car search and financing options, so contact or visit us soon!